Axis Bank Aura Credit Card vs HDFC Regalia First Credit Card

Joining Fees

₹749

₹1,000

Editor's Rating

4.25

4.1

Key Features

* As part of the credit card welcome benefit, avail Decathlon and Amazon voucher of Rs. 750. Do note the Decathlon voucher can be used at any Decathlon store or for online purchase
* Get free doctor consultation: Enjoy 4 video doctor consultations via Practo free per month
* Avail 4 interactive video fitness sessions via Fitternity free per month
* Gain access to 16 recorded sessions per month
* On health checkups get annual discount up to Rs. 500
* Enjoy 1% fuel surcharge at any fuel stations. This is applicable on transactions between Rs. 400 and Rs. 4000 per month
* Avail minimum 30% discount on nutritional/diet consultation from renowned nutritionists
* Avail minimum 30% discount on nutritional foods
* Gain 2 Edge Points on spends of Rs. 200 spendings
* Gain 5X EDGE REWARDS on insurance spends
* Enjoy up to 20% discount at the bank’s partnered restaurants in India
* The card is EMV certified chip credit card

  • You will receive Welcome Benefit of 1000 Reward Points and renewal benefit of 1000 Reward Points when the membership fee is realized
    In 12 Months, spend Rs. 1,00,000 and get Renewal Fee waived for next renewal year
    Accidental air death cover worth Rs. 50 lakhs
    Emergency overseas hospitalization up to Rs. 10 lakhs
    Credit Liability cover of up to Rs 5,00,000 1% fuel surcharge waiver at fuel stations in India on transactions between Rs.400 and Rs.5000
    Earn 5,000 Reward Points on annual spends of Rs. 3,00,000 or more in each anniversary year
    Avail up to 5% cashback on travel and shopping spends on SmartBuy
    Earn more 2,500 Reward Points on annual spends of Rs. 6,00,000 or more in each anniversary year
    Enjoy the experience of the Good Food Trail dining program at premium restaurants in top cities

    Rewards Rate:
    * 4 reward points on Rs. 150, on all retail spends such as Insurance, Utilities, Education, and RentPay

Editor's Review

Pros

* Dining Delights- minimum 20% off on partneres restaurants in India
* Get free doctor consultation: Enjoy 4 video doctor consultations via Practo free per month
* Avail 4 interactive video fitness sessions via Fitternity free per month

Cons
* No Airport Lounge access
* No Golf Privileges

Pros
* Enjoy exclusive dining privileges with a 15% discount at partner restaurants
* Avail 4 Reward Points for every Rs. 150 spent

Cons
* No complimentary offers for movie tickets
* No travel benefits in the form of lounge access and there are no air miles or co-branded benefits provided


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