Axis Bank Ace Credit Card vs AXIS Bank IOCL Rupay Credit Card

Joining Fees

₹499

₹500

Editor's Rating

4.4

3.9

Key Features

  • Spend Rs. 2 lakh or more in a year to avail the annual fee waiver
  • Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay
  • Get 4% cashback on Ola, Zomato, and Swiggy
  • Get 1.5% cashback on all other spends
  • 4 complimentary domestic airport lounge access per calendar year
  • Avail a 1% fuel surcharge waiver on fuel purchases at all fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 4000
  • Get up to 15% off at 4000+ partnered restaurants in India
  • Easily convert transactions of Rs. 2,500 or more into EMI
  • 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
  • Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
  • Earn Reward Points on UPI Payments by linking the card to UPI
  • 20 reward points per Rs. 100 on fuel spends on IOC Terminal
  • 5 reward points per Rs. 100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: Rs. 100
  • 1 rewards points per Rs. 100 spent on all other spends. Maximum eligible spends 5000/month
  • 1% Fuel surcharge waiver is applicable for fuel spends between Rs. 200 to Rs 5000
  • Annual Fee waived off if spends more than Rs. 50000 per year
  • 10% instant discount for movie ticket booked via BookMyshow website
  • Enjoy up to 15% Discount on partner Restaurants via EazyDiner

Editor's Review

Pros

  • Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay, and 4% cashback on Ola, Zomato, and Swiggy
  • Get 1.5% cashback on all other spends
  • 4 complimentary domestic airport lounge access per calendar year

Cons

  • No rewards benefits
  • No golf and movie benefits
  • No international lounge access

Pros

  • 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
  • Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
  • 20 reward points per Rs. 100 on fuel spends on IOC Terminal

Cons

  • No International Airport Lounge access
  • No Golf benefits
  • No travel miles benefits


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