Spend Rs. 2 lakh or more in a year to avail the annual fee waiver
Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay
Get 4% cashback on Ola, Zomato, and Swiggy
Get 1.5% cashback on all other spends
4 complimentary domestic airport lounge access per calendar year
Avail a 1% fuel surcharge waiver on fuel purchases at all fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 4000
Get up to 15% off at 4000+ partnered restaurants in India
Easily convert transactions of Rs. 2,500 or more into EMI
Redeem complimentary flight tickets: Redeem 2 complimentary base fare flight tickets
Dining Delights- Minimum 15% off on partner restaurants in India
On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
This Credit card is an EMV certified chip credit card, hence you can spend securely
Complimentary Airport Lounge access within India
Avail up to 20% cashback on bare fare domestic flight bookings
Avail Rs. 25 off when booking tickets with this Credit Card on IRCTC website. Max cashback is Rs. 25 per transaction and max annual benefits of Rs. 200 per cardholder
Avail hotel and holiday vouchers as described below:
Worth Rs. 10,000
Rs. 500 cashback on booking any Domestic return air ticket
Rs. 1,500 cashback on booking any International return air tickets
Hotels:
Rs. 1,000 cashback on booking any hotels across India, Nepal and Bhutan on minimum booking value of Rs. 7,000
Rs. 1,500 cashback on International hotel bookings of Rs. 7,000 and above
Holidays:
Rs. 2,500 cashback on Domestic holidays worth Rs. 20,000 and above
Rs. 3,000 on booking any International holidays on minimum booking value of Rs. 20,000 and above
Book bus tickets and get cashback: Rs. 100 on bus ticket bookings
Rent cars in India and get cashback: Flat Rs. 400 per car booking or car rentals
Fuel Transaction Surcharge Transaction: 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for the following transactions: On every Rs. 200 spent on the credit card, earn 4 points
Surcharge on purchase or cancellation of Railway Tickets: As prescribed by IRCTC / Indian Railways
Editor's Review
Pros
Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay, and 4% cashback on Ola, Zomato, and Swiggy
Get 1.5% cashback on all other spends
4 complimentary domestic airport lounge access per calendar year
Cons
No rewards benefits
No golf and movie benefits
No international lounge access
Pros
Complimentary Airport Lounge access within India
Avail up to 20% cashback on bare fare domestic flight bookings
Avail Rs. 25 off when booking tickets with this Credit Card on