Apollo SBI Card vs SBI Elite Credit Card

Joining Fees

₹499

₹4,999

Editor's Rating

3.2

4

Key Features

  • Get complimentary Apollo Gold Tier Membership
  • Get 3X Reward Points on every Rs. 100 spent on all Apollo services
  • Get 10% Instant Discount at Select Apollo Services
  • On every Rs. 100 spent on Dining, Movies & Entertainment, get 2X Reward Points
  • On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
  • Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
  • Complimentary membership to the Priority Pass Program worth $99
  • Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
  • Enjoy obtaining Club Vistara Silver membership as complimentary

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Convert Reward Point into Health Credits
  • Get 10% Instant Discount at Select Apollo Services
  • Complimentary Apollo Gold Tier Membership                                                                                                       

Cons 

  • The reward points earned can only be redeemed to avail services at Apollo Healthcare Centers and related stores
  • The complimentary OneApollo Silver Tier Membership doesn’t add much value as it could be availed by simply enrolling for the program for a decent cost or even for free. If they had to give this benefit, they should have probably offered a Gold Tier Membership to the program, which otherwise requires the person to spend a high fee for it in a year
  • No Golf/coaching sessions

Pros

  • Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
  • Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
  • On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

  • High joining/renewal fees
  • Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it


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