Apollo SBI Card vs RBL Bank Platinum Maxima Credit Card

Joining Fees

₹499

₹2,000

Editor's Rating

3.2

3.3

Key Features

  • Get complimentary Apollo Gold Tier Membership
  • Get 3X Reward Points on every Rs. 100 spent on all Apollo services
  • Get 10% Instant Discount at Select Apollo Services
  • On every Rs. 100 spent on Dining, Movies & Entertainment, get 2X Reward Points
  • Earn 2 Reward Points for every Rs. 100 spent on all your purchases
  • 5X Rewards: Get 10 Reward Points for every Rs. 1000 spent for dining, entertainment, utility bill payments, fuel and international purchases
  • Annual Spend Bonus: Use your card for purchases of Rs. 2 lakhs or more in a year and get 10,000 reward points
  • Get additional 10,000 Bonus Reward Points on crossing Rs. 3.5 lakhs of annual spends on the card
  • Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
  • 2 complimentary visits every calendar quarter at Domestic Lounges at all major airports in India
  • Redeem Reward Points for air travel, hotel stays, shopping vouchers and much more
  • Fuel Transaction Charge: 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Convert Reward Point into Health Credits
  • Get 10% Instant Discount at Select Apollo Services
  • Complimentary Apollo Gold Tier Membership                                                                                                       

Cons 

  • The reward points earned can only be redeemed to avail services at Apollo Healthcare Centers and related stores
  • The complimentary OneApollo Silver Tier Membership doesn’t add much value as it could be availed by simply enrolling for the program for a decent cost or even for free. If they had to give this benefit, they should have probably offered a Gold Tier Membership to the program, which otherwise requires the person to spend a high fee for it in a year
  • No Golf/coaching sessions

Pros

  • Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
  • Two complimentary access to domestic lounges at all major airports in India

Cons

  • No Fuel Surcharge Wavier
  • High-interest rate


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