SBI Elite Credit Card vs RBL Bank Platinum Maxima Plus Credit Card

Joining Fees

₹4,999

₹2,500

Editor's Rating

4

4

Key Features

  • On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
  • Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
  • Complimentary membership to the Priority Pass Program worth $99
  • Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
  • Enjoy obtaining Club Vistara Silver membership as complimentary
  • Obtain 2 reward points for every Rs. 100 spent on purchases
  • Avail 5x benefits- Easily get 10 reward points for every Rs. 100 when using the credit card for dining, entertainment, grocery, and international purchases
  • In a year, make purchases of Rs. 2 lakhs or more and get 10,000 reward points
  • Cross Rs. 3.5 lakhs of annual spending on the card and get additional 10,000 bonus reward points
  • Cross Rs. 5 lakhs of annual spending on the card and avail additional 10,000 bonus reward points
  • Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow. Simply select RBL Bank Buy 1 Get 1 Offer under the Offers/Discounts section on the BookMyShow website or mobile app to avail this offer
  • 2 complimentary visits every calendar quarter at domestic airport lounges across all major airports within India. This Lounge Program is offered by MasterCard/Visa
  • 1% surcharge on fuel

Editor's Review

Pros

  • Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
  • Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
  • On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

  • High joining/renewal fees
  • Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it

Pros

  • 2 reward points for every Rs. 100 spent on purchases
  • Avail 5x benefits
  • Welcome benefits

Cons

  • No railway lounge access
  • No golf benefits
  • No international airport lounge access


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