Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
Cumulative milestone benefits up to 58,000 RP worth Rs 14,500
On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points
On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points
On annual spends of Rs 100,000 across all Landmark Stores, earn 12,000 bonus Reward Points
1% Fuel Surcharge Waiver
Editor's Review
Pros
Convert spends into easy monthly instalments with the American Express EMI
Avail 5X Membership Rewardsby transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
Cons
No Golf/coaching sessions
No complimentary Airport Lounge access
High-interest rates
Pros
Welcome Benefits include getting 12,000 bonus reward points equivalent to Rs. 3,000 on payment of Annual Fees
Spar SBI Card PRIME can be used in over 24 million outlets globally, including 3,25,000 outlets in India
Avail 20,000 bonus Reward Points on annual spends of Rs 180,000 across all Landmark Stores
Cons
No Golf/coaching sessions
Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits
More comparisions with American Express SmartEarn™ Credit Card