Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
1% fuel surcharge waiver
Editor's Review
Pros
Convert spends into easy monthly instalments with the American Express EMI
Avail 5X Membership Rewardsby transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
Cons
No Golf/coaching sessions
No complimentary Airport Lounge access
High-interest rates
Pros
Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees
Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
Cons
No Golf/coaching sessions
Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes
More comparisions with American Express SmartEarn™ Credit Card