Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
500 Empower points on spends of Rs. 2,000 in the first 60 days
1.5% Value back on spends @ Croma & cromaretail.com
Up to 5% Value back on spends on Tata Outlets
3X Points on Departmental and Grocery stores
Editor's Review
Pros
Convert spends into easy monthly instalments with the American Express EMI
Avail 5X Membership Rewardsby transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
Cons
No Golf/coaching sessions
No complimentary Airport Lounge access
High-interest rates
Pros
Welcome Benefits
Up to 5% Value back on spends on Tata Outlets
3X Points on Departmental and Grocery stores
Cons
High-interest rate
No Airport Lounge access
No Golf games
More comparisions with American Express SmartEarn™ Credit Card