Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
Fuel Surcharge Waiver
Railway Surcharge Waiver
NRI Royale Shield
Editor's Review
Pros
Convert spends into easy monthly instalments with the American Express EMI
Avail 5X Membership Rewardsby transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
Cons
No Golf/coaching sessions
No complimentary Airport Lounge access
High-interest rates
Pros
This card is good for Indians who are residing overseas
Freedom to purchase and pay in INR
Complimentary access to Airport Lounges in India
Cons
No Golf Privileges
No Concierge Services
This card isn’t good for those who desire a low foreign currency mark up card
More comparisions with American Express SmartEarn™ Credit Card