American Express SmartEarn™ Credit Card vs Axis Bank Insta Easy Credit Card
Joining Fees
₹495
₹500
Editor's Rating
3.4
3.8
Key Features
- Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
- Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
- Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
- Host of benefits such as 100% cash withdrawal
- EDGE REWARDS Points- 6/12 points with every Rs. 200 spent on Domestic/International spends
- Fuel Surcharge Waiver
- Free credit period up to 50 days
Editor's Review
Pros
- Convert spends into easy monthly instalments with the American Express EMI
- Avail 5X Membership Rewards by transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
- Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
- High-interest rates
Pros
- Convert purchases to EMI
- Avail Visa International Global Card Assistance Services
- Get a guaranteed approval
Cons
- No Golf/coaching sessions
- No Airport Lounge Visits
