American Express® Platinum Reserve vs Axis My Zone Credit Card

• Welcome Gift of 11,000 Bonus Membership Rewards Points
• Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
• Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
• Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
• Complimentary access to leading Golf courses in India

• Purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200                
• Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance                                                                                                      
• Get flat Rs. 120 off on food delivery at Swiggy
• 1 complimentary access to select airport lounges within India per Calendar quarter
• Earn 4 EDGE REWARD points with every Rs. 200  spent on the credit card
• 1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
• On any transaction over Rs. 2,500, convert these purchases to EMI
• Indulge in delectable cuisines up to 15% off at partnered restaurants in India
• Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999

Pros

• Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
• Avail movie or online shopping vouchers worth Rs.6,000 per year
• Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
• Redeem the Points for over 500 options that include travel, dining, accessories and more

Cons

• Poor reward structure
• Absence of bonus reward points on milestone spends
• High-interest rates
• High Annual Fee

Pros

• Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
• 1 Complimentary airport lounge access
• Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance          

Cons

* No golf/coaching sessions

* High interest rate