Compare American Express PAYBACK® Credit Card vs HDFC Bank Freedom Credit Card

Earn multiple Points from more than 50 PAYBACK partners and 2 PAYBACK Points from American Express PAYBACK Credit Card for every Rs. 100 spent
Milestone Benefits: Avail Flipkart vouchers worth Rs. 7,000 on spending Rs. 2.5 Lakh in a Card-membership year. Earn a Flipkart voucher worth Rs 2,000 on spending Rs. 1.25 Lakh in a Card-membership year. Additionally, earn a Flipkart voucher worth Rs. 5,000 on spending Rs. 2.5 Lakh in a Card-membership year
Earn 2 PAYBACK Points for every Rs. 100 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale. Boost the PAYBACK Points while shopping at over 50 PAYBACK partner brands
The NEW American Express PAYBACK Credit Card provides a range of other exciting offers and privileges too. Other exciting offers are available on Fuel, Dining, Limited liability for card loss, Contactless Payment

Earn 1 reward point on every spend of Rs. 150 and above
Redeem points for cashback
Get a gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher
Get a welcome and renewal benefit of 500 reward points on fee realization
Earn 25X reward points on your birthday spends
10X reward points on PayZapp & SmartBuy spends
Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis
If annual spends are below Rs. 50,000, renew the card for a nominal fee of Rs. 500
Fuel fee waiver of 1%, capped at Rs. 250 per statement cycle (Applicable on minimum transaction of Rs.400 and maximum of Rs.5,000 ) GST will be applicable
Enjoy safe and secure transactions with chip-enabled cards
Zero liability on the lost card if reported immediately
HDFC Bank Freedom Credit Card has been enabled for contactless payments, hence, enjoy doing fast, convenient and secure payments at retail outlets.
Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
Obtain up to 3 add on credit cards for free