Compare American Express PAYBACK® Credit Card vs Airtel Axis Credit Card

Earn multiple Points from more than 50 PAYBACK partners and 2 PAYBACK Points from American Express PAYBACK Credit Card for every Rs. 100 spent
Milestone Benefits: Avail Flipkart vouchers worth Rs. 7,000 on spending Rs. 2.5 Lakh in a Card-membership year. Earn a Flipkart voucher worth Rs 2,000 on spending Rs. 1.25 Lakh in a Card-membership year. Additionally, earn a Flipkart voucher worth Rs. 5,000 on spending Rs. 2.5 Lakh in a Card-membership year
Earn 2 PAYBACK Points for every Rs. 100 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale. Boost the PAYBACK Points while shopping at over 50 PAYBACK partner brands
The NEW American Express PAYBACK Credit Card provides a range of other exciting offers and privileges too. Other exciting offers are available on Fuel, Dining, Limited liability for card loss, Contactless Payment

Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
Earn 10% Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app
Earn 10% Cashback on Swiggy, Zomato and BigBasket
Get 1% Cashback on all other spends
4 Complimentary lounge visits within India (4 Lounge access in a year) on minimum spends of Rs. 50,000 in previous 3 months
1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between Rs. 400 to Rs. 4000
Enjoy up to 15% off at partnered restaurants via EazyDiner
Convert transactions of Rs. 2500 or more into easy EMI
Get annual fee waived off on annual spends greater than Rs. 2,00,000

Pros

Cons

Pros

Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
Earn 10% Cashback on Utility Bill Payments via Airtel Thanks app
Earn 10% Cashback on Swiggy, Zomato and BigBasket

Cons