American Express PAYBACK® Credit Card vs Axis My Zone Credit Card
Joining Fees
₹750
₹500
Editor's Rating
3.6
3.9
Key Features
- Earn multiple Points from more than 50 PAYBACK partners and 2 PAYBACK Points from American Express PAYBACK Credit Card for every Rs. 100 spent
- Milestone Benefits: Avail Flipkart vouchers worth Rs. 7,000 on spending Rs. 2.5 Lakh in a Card-membership year. Earn a Flipkart voucher worth Rs 2,000 on spending Rs. 1.25 Lakh in a Card-membership year. Additionally, earn a Flipkart voucher worth Rs. 5,000 on spending Rs. 2.5 Lakh in a Card-membership year
- Earn 2 PAYBACK Points for every Rs. 100 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale. Boost the PAYBACK Points while shopping at over 50 PAYBACK partner brands
- The NEW American Express PAYBACK Credit Card provides a range of other exciting offers and privileges too. Other exciting offers are available on Fuel, Dining, Limited liability for card loss, Contactless Payment
- With MyZone Credit Card, purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200
- Get 40% discount on food delivery at Swiggy
- Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000
- Earn 4 EDGE REWARD Points with every Rs. 200 spent on the credit card
- Get a complimentary SonyLiv Premium annual subscription that is worth Rs. 999 on the first spend within the first 30 days of card issuance. Customers are eligible for the SonyLiv Premium membership renewal when they spend Rs. 1.5 lakh in a card anniversary year
Editor's Review
Pros
- Get rewarded on all your spends
- Reasonable Joining Fees
Cons
- No Fuel Surcharge Wavier
- No complimentary Airport Lounge Access
Pros
- Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000
- 1 Complimentary Airport Lounge Access
- Get 40% discount on food delivery at Swiggy
Cons
- No Golf/coaching sessions
- High-interest rate
