Compare American Express PAYBACK® Credit Card vs SBI Cashback credit card

Earn multiple Points from more than 50 PAYBACK partners and 2 PAYBACK Points from American Express PAYBACK Credit Card for every Rs. 100 spent
Milestone Benefits: Avail Flipkart vouchers worth Rs. 7,000 on spending Rs. 2.5 Lakh in a Card-membership year. Earn a Flipkart voucher worth Rs 2,000 on spending Rs. 1.25 Lakh in a Card-membership year. Additionally, earn a Flipkart voucher worth Rs. 5,000 on spending Rs. 2.5 Lakh in a Card-membership year
Earn 2 PAYBACK Points for every Rs. 100 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale. Boost the PAYBACK Points while shopping at over 50 PAYBACK partner brands
The NEW American Express PAYBACK Credit Card provides a range of other exciting offers and privileges too. Other exciting offers are available on Fuel, Dining, Limited liability for card loss, Contactless Payment

Get 5% Cashback on online spends without any merchant restriction
Get 1% Cashback on offline spends
The Card Cashback will be auto-credited to the SBI Card account within two working days of the next statement generation
The reversal of Renewal Fee will occur on annual spends of Rs. 2 Lakh
Avail 1% Fuel Surcharge Waiver across all petrol pumps in India. This is applicable on transactions between Rs. 500 and Rs. 3,000, exclusive of GST and other charges
CASHBACK SBI Card can be used in over 24 million outlets across the globe, including 3,25,000 outlets in India
Use the card to make payments at any outlet that accepts VISA
Withdraw cash from over 1 million VISA across the globe
Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
Save money while paying credit card dues
Transfer the outstanding balance of other banks’ credit cards to CASHBACK SBI Card, to avail a lower rate of interest and pay back in EMIs