American Express Membership Rewards Credit Card vs ICICI Bank Instant Platinum Credit Card

• Annual Membership Renewal Fee Waived if total spends on American Express Credit Card is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends is Rs.90,000 to Rs.1,49,999
• Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
• Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of Annual Membership Fee. Points to be credited within 90 days of Card renewal
• Redeem Points from the fabulous 18 and 24 Karat Gold Collection
• Exciting Discounts of up to 20% every time you dine at select restaurants

• Reward points earned can be redeemed for cash
• Avail 25% discount up to Rs. 100 on purchase of minimum two tickets up to two times in a month through www.bookmyshow.com
• Enjoy exclusive dining offers through ICICI Bank Culinary Treats Programme
• On every Rs. 100 spent on all purchases, except fuel, earn Two PAYBACK Points
• Get One PAYBACK Point on every Rs. 100 spent on utilities and insurance categories
• Enjoy exclusive dining offers through ICICI Bank Culinary Treats Programme

Pros

• Use your American Express Credit Card for your next big purchase & pay in EMI
• Fuel Convenience Fee Waiver
• One of the highest point to INR conversion rates in the market

Cons

• No Golf/coaching sessions
• No complimentary Airport Lounge access
• High Renewal Fee

Pros

• Low-interest rate
• Earn interest on Fixed Deposit and use the Instant Card to manage day to day liquidity
• Avail 25% discount up to Rs. 100 on purchase of minimum two tickets up to two times in a month through www.bookmyshow.com

Cons

• No Golf/coaching sessions
• No Complimentary Airport Lounge access

To apply for ICICI Bank Credit Cards please click here