ICICI Bank Instant Platinum Credit Card vs IDFC FIRST Select Credit Card
Joining Fees
₹0
₹0
Editor's Rating
3.6
2.75
Key Features
- Reward points earned can be redeemed for cash
- Avail 25% discount up to Rs. 100 on purchase of minimum two tickets up to two times in a month through www.bookmyshow.com
- Enjoy exclusive dining offers through ICICI Bank Culinary Treats Programme
- On every Rs. 100 spent on all purchases, except fuel, earn Two PAYBACK Points
- Get One PAYBACK Point on every Rs. 100 spent on utilities and insurance categories
- Enjoy exclusive dining offers through ICICI Bank Culinary Treats Programme
- Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
- 5% cashback on making the first EMI transaction made within 90 days of card set-up
- 10X Reward Points on purchases greater than Rs.20,000
- 6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
- 4 complimentary domestic lounge access per quarter
- 4 complimentary Railway lounge access every quarter
- Low foreign exchange mark-up fee of 1.99%
- 20% discount on 1500+ Restaurants
- 15% discount on 3000+ Health & Wellness Outlets
- Free Road Side Assistance(RSA) worth Rs. 1,399
Editor's Review
Pros
- Low-interest rate
- Earn interest on Fixed Deposit and use the Instant Card to manage day to day liquidity
- Avail 25% discount up to Rs. 100 on purchase of minimum two tickets up to two times in a month through www.bookmyshow.com
Cons
- No Golf/coaching sessions
- No Complimentary Airport Lounge access
To apply for ICICI Bank Credit Cards please click here
Pros
- 10X Rewards on all spends done on your Birthday
- Reward points will never expire
- Comprehensive Travel Insurance Cover of Rs. 22,500
Cons
- Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
- Interest-free cash withdrawal available for 48 days only
- The dining benefits provided by the card are satisfactory but not that great
