American Express® Gold Card vs HDFC Diners ClubMiles Credit Card

Joining Fees

₹1,000

₹1,000

Editor's Rating

3.8

4

Key Features

  • Welcome Gift of 4,000 Bonus Membership Rewards® Points
  • Get benefits on travel bookings with American Express Travel Online
  • Avail access to valuable travel benefits under The Hotel Collection: Get a room upgrade (where available) and a US$100 hotel credit while staying two consecutive nights at over 400 hotels worldwide including Hilton Hotels, Intercontinental and Hyatt Hotels 
  • Avail 2 Supplementary Gold Credit Cards at no additional cost
  • Access 1000+ leading lounges across the globe with complimentary access six times a year through HDFC exclusive lounge program
  • Benefits of a concierge for all your travel needs
  • 15% discount and other benefits at some of the finest restaurants. You can select from over 1400 offers with partners across the world
  • Insurance Benefits  

Editor's Review

Pros

  • Earn 1,000 Bonus Membership Rewards Points for simply using your Card 6 times on transactions of Rs. 1,000 and above every month
  • Redeem points for the fabulous 18 Carat and 24 Carat Gold Collection
  • Enjoy greater flexibility in spending with "no pre-set" limit

Cons

  • The travel rewards can only be redeemed through amextravel.com
  • Variable APR/Interest Rates

Pros

  • 6 complimentary access to 700+ lounges worldwide annually
  • Redeem Reward Points for bookings across 150+ airlines and a wide range of hotels
  • Get air accident cover of Rs. 1 crore

Cons

  • No complimentary offers for movie tickets 
  • No Cashback on online spends 
  • No Golf Privileges 


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