American Express® Gold Card vs Doctor’s SBI Credit Card

Joining Fees

₹1,000

₹1,499

Editor's Rating

3.8

3.4

Key Features

  • Welcome Gift of 4,000 Bonus Membership Rewards® Points
  • Get benefits on travel bookings with American Express Travel Online
  • Avail access to valuable travel benefits under The Hotel Collection: Get a room upgrade (where available) and a US$100 hotel credit while staying two consecutive nights at over 400 hotels worldwide including Hilton Hotels, Intercontinental and Hyatt Hotels 
  • Avail 2 Supplementary Gold Credit Cards at no additional cost

 

  • E-Gift Voucher from Yatra.com/Bata/Shoppers Stop worth Rs. 5,000 on achieving annual spends of Rs. 5 Lakhs
  • Complimentary membership to the Priority Pass Program worth $99
  • 4 complimentary visits per year to International Airport Lounges outside India (max. 2 visits per quarter)
  • Access to 1000+ Airport Lounges worldwide
  • 8 complimentary Domestic Airport Lounges visits per year in India (max. 2 visits per quarter) 

Editor's Review

Pros

  • Earn 1,000 Bonus Membership Rewards Points for simply using your Card 6 times on transactions of Rs. 1,000 and above every month
  • Redeem points for the fabulous 18 Carat and 24 Carat Gold Collection
  • Enjoy greater flexibility in spending with "no pre-set" limit

Cons

  • The travel rewards can only be redeemed through amextravel.com
  • Variable APR/Interest Rates

Pros                                                                                                                

  • Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs
  • Reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance
  • Renewal fee reversed if the annual spendings cross Rs 2,00,000

Cons 

  • No Golf/Coaching sessions
  • Usage fee of $27 + applicable taxes will be charged on the Doctor’s SBI Card after you have exhausted the complimentary visits


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