American Express® Gold Card vs Doctor’s SBI Credit Card

• Welcome Gift of 4,000 Bonus Membership Rewards^® Points
• Get benefits on travel bookings with American Express Travel Online
• Avail access to valuable travel benefits under The Hotel Collection: Get a room upgrade (where available) and a US$100 hotel credit while staying two consecutive nights at over 400 hotels worldwide including Hilton Hotels, Intercontinental and Hyatt Hotels 
• Avail 2 Supplementary Gold Credit Cards at no additional cost

• E-Gift Voucher from Yatra.com/Bata/Shoppers Stop worth Rs. 5,000 on achieving annual spends of Rs. 5 Lakhs
• Complimentary membership to the Priority Pass Program worth $99
• 4 complimentary visits per year to International Airport Lounges outside India (max. 2 visits per quarter)
• Access to 1000+ Airport Lounges worldwide
• 8 complimentary Domestic Airport Lounges visits per year in India (max. 2 visits per quarter) 

Pros

• Earn 1,000 Bonus Membership Rewards Points for simply using your Card 6 times on transactions of Rs. 1,000 and above every month
• Redeem points for the fabulous 18 Carat and 24 Carat Gold Collection
• Enjoy greater flexibility in spending with "no pre-set" limit

Cons

• The travel rewards can only be redeemed through amextravel.com
• Variable APR/Interest Rates

Pros                                                                                                                

• Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs
• Reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance
• Renewal fee reversed if the annual spendings cross Rs 2,00,000

Cons 

• No Golf/Coaching sessions
• Usage fee of $27 + applicable taxes will be charged on the Doctor’s SBI Card after you have exhausted the complimentary visits