Welcome Gift of 4,000 Bonus Membership Rewards® Points
Get benefits on travel bookings with American Express Travel Online
Avail access to valuable travel benefits under The Hotel Collection: Get a room upgrade (where available) and a US$100 hotel credit while staying two consecutive nights at over 400 hotels worldwide including Hilton Hotels, Intercontinental and Hyatt Hotels
Avail 2 Supplementary Gold Credit Cards at no additional cost
You will receive Welcome Benefit of Complimentary Annual Memberships with Club Marriott, Double Black, Zomato pro, Amazon Prime, Forbes, and Times Prime by spending Rs. 1.5 lakhs within the first 90 days or when making the payment of the joining fee
When you spend Rs. 5 Lakhs in 12 Months, get Renewal Fee waived for next renewal year
Complimentary annual memberships availed upon achieving annual spend milestone of Rs 8 Lakhs at the time of Card Anniversary (Card anniversary is 12 months from card open month)
Pick two monthly vouchers from available options that include Ola Select membership, BookMyShow, or TataCLiQ worth Rs. 500 every month on spends of Rs. 80,000
Redeem Reward Points to book Air Tickets / Hotels across Airlines and Choice of hotels Domestically & Internationally
Complimentary Unlimited Airport lounge access in India and worldwide
Avail exclusive discounts at leading salons, spas, gyms, etc.
Complimentary Golf games, 6 per quarter, around the globe and within India
Air accidental death insurance up to Rs. 2 Crore
Emergency overseas hospitalization cover up to Rs. 50 Lakhs
Credit Liability Cover of up to Rs. 9 Lakhs
Travel Insurance Cover of up to Rs. 55,000 on baggage delay (Capped to 10$ per hour restricted to 8 hours)
Avail convenience fee waiver of 1% on fuel transactions between Rs. 400 to Rs. 5000 (Maximum waiver of Rs. 1,000 per statement cycle)
Reward Rate:
Get 5 Reward points per Rs 150 on retail spends
You can redeem Rewards Points for AirMiles for Singapore Airlines (KrisFlyer Miles), InterMiles, Club Vistara: 1 Reward Point = 1 AirMile
Editor's Review
Pros
Earn 1,000 Bonus Membership Rewards Points for simply using your Card 6 times on transactions of Rs. 1,000 and above every month
Redeem points for the fabulous 18 Carat and 24 Carat Gold Collection
Enjoy greater flexibility in spending with "no pre-set" limit
Cons
The travel rewards can only be redeemed through amextravel.com
Variable APR/Interest Rates
Pros
Enjoy up to 50 days of interest-free credit
On foreign currency spends, avail low foreign currency mark up of 1.99%
Exclusive 24/7 Concierge Services on HDFC Bank Diners Club Black Credit Card
Cons
Joining and renewal fee is on the higher side
There are no benefits of reward points on fuel transactions
There’s no facility of EMI conversion for convenient payment of credit card dues
More comparisions with American Express® Gold Card