HDFC Diners ClubMiles Credit Card vs HDFC Bank Platinum Edge Credit Card

• Access 1000+ leading lounges across the globe with complimentary access six times a year through HDFC exclusive lounge program
• Benefits of a concierge for all your travel needs
• 15% discount and other benefits at some of the finest restaurants. You can select from over 1400 offers with partners across the world
• Insurance Benefits  

• Renew the credit card’s membership for free by spending Rs 50,000 in a year
• Get 2 reward points for every Rs. 150 spends
• Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
• Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
• Avail 50% more reward points at premium restaurants
• Get a waiver of fuel surcharge of up to Rs. 250 in every billing cycle. Save up to Rs. 1800 a year (assuming spends of Rs.  6000 per month)
• Stay protected against unauthorized use of the card when shopping anywhere with the EMV Chip Card technology
• Zero liability on lost card after reporting the loss
• Avail up to 50 interest-free days from date of purchase
• Enjoy Revolving Credit at nominal interest rate
• 50 days of interest-free credit

Pros

• 6 complimentary access to 700+ lounges worldwide annually
• Redeem Reward Points for bookings across 150+ airlines and a wide range of hotels
• Get air accident cover of Rs. 1 crore

Cons

• No complimentary offers for movie tickets 
• No Cashback on online spends 
• No Golf Privileges 

Pros

• Get 2 reward points for every Rs. 150 spends
• Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
• Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program

Cons

• No movie benefits
• No golf benefits
• No international and domestic lounge access