Amazon Pay ICICI Bank Credit Card vs Flipkart Axis Bank Credit Card

• No joining fee or annual fee
• Avail a waiver of 1% on fuel surcharge payments each time when refueling
• There’s no limit or expiry date on the rewards earned
• The reward earnings can be used for purchasing 10 crore+ products at Amazon.in and at 100 Amazon Pay partner merchants
• No cost EMI – 3 & 6 month on Amazon.in
• Get 5% cashback on spends done on Amazon India for Amazon Prime customers
• Get 3% cashback on spends done on Amazon India for non-prime customers
• Get 2% cashback on payments to 100+ Amazon Pay partner merchants
• Get 1% cashback on other expenses such as shopping, travel, dining, insurance payments, and much more
• ICICI Credit Cards come with an embedded microchip that provides additional security against counterfeiting and duplication of cards.These new Chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)

Please Note: The Earnings will be in the form of Amazon Pay balance

• Annual fee will be waived off on annual spends greater than Rs. 3,50,000
• Welcome Benefits: Rs. 350 worth of activation benefits , get Flipkart voucher worth Rs. 250 on making first transaction, 50% off (up to Rs. 100) on Swiggy food orders for first time Swiggy users
• Get 7.5% cashback on Myntra spends
• Get 5% cashback on Flipkart and Cleartrip spends
• Get unlimited 4% Cashback on Preferred Merchants
• Get unlimited 1% Cashback on other eligible categories
• 1% fuel surcharge waiver on all fuel transactions in India. This is applicable on transactions between Rs. 400 to Rs. 4000
• On any transaction over Rs. 2,500, convert the purchases into EMI
• Indulge in delectable cuisines up to 15% off, up to Rs. 500, at partnered restaurants in India
• On Wednesdays, receive the following offers:
  A. Instant savings of up to 15% on flights and hotels via Makemytrip
  B. 10% off on orders via Swiggy
  C. 10% off up to Rs. 1000 on Tira

Pros

* No cost EMI – 3&6 month on Amazon.in
* Fuel Waiver of 1% on fuel surcharge

Cons
* No Complimentary Airport Lounge access/Travel Benefits/Entertainment Benefits
* No Golf Privileges

Pros

• Unlimited Cashback
• 7.5% cashback on Myntra
• Unlimited cashback on partner merchants

Cons

• Low cashback on non-accelerated categories
• Not suitable for customers seeking benefits on offline shopping or non-brand benefits
• High annual fee waiver condition for an entry-level card
• No complimentary lounge access benefits