Avail complimentary membership of Air India Frequent Flyer Program - Flying Returns.
For every Rs. 100 spent, get 2 Reward points
On annual bases, get nearly 15,000 bonus Reward points
Every year, enjoy obtaining anniversary gift of 2,000 Reward points
Earn up to 15 Reward Points for every Rs. 100 spent on Air India tickets booked through Airindia's platforms
Complimentary Visa Lounge Access
Level up the travel with up to 40X benefits! The card has annual fee of Rs. 500, so the cardholder can end up with benefits worth up to Rs. 20,000 annually by shopping, dining, travel bookings, and more with this Card. That’s 40 times the value of the annual fee
Redeem the Reward Points directly on IRCTC at incredible value - 1 Reward Point = Rs. 1
Navigate the daily commutes effortlessly at metro and bus stations by simply tapping the card
Enjoy a seamless payment process by using UPI, simply scan and pay for a smooth transaction process
8 complimentary (2 visits per quarter) lounge access at railway stations
Enjoy Rs. 5,000 cancellation protection in case a train is cancelled at the last minute
Transaction charges of 1% will be reversed on IRCTC RBL Bank Credit Card. Max Rs. 200 surcharge waiver per month on transaction up to Rs. 5,000
Get 5 Reward Points per Rs. 200 spent on train ticket bookings via the IRCTC website or App
Get 3 Reward Points per Rs. 200 swiped on FASTag recharge from RBL Bank Digital Channels/NCMC Reload/UTS App
Along with getting rewards on train tickets, cardholder can also avail 2 Reward Points per Rs. 200 spent on booking flights, hotels and cruises from the IRCTC website or App
Get 1 Reward Point per Rs. 200 spent everywhere
Editor's Review
Pros
Maximum surcharge waiver of Rs. 250 per statement cycle. All applicable taxes extra wherever applicable
Stay safe with the complimentary lost card liability cover of Rs. 1 lakh
Cherish the freedom of paying the 1% fuel surcharge that's valid across all petrol pumps
Cons
No golf/coaching sessions
Pros
8 complimentary (2 visits per quarter) lounge access at railway stations and get Rs. 5,000 cancellation protection in case a train is cancelled at the last minute
Avail 2 Reward Points per Rs. 200 spent on booking flights, hotels and cruises from the IRCTC website or App
Welcome benefits
Cons
No dining or movie benefits
No golf benefits
No international/domestic airport lounge access
More comparisions with Air India SBI Platinum Card