IRCTC RBL Bank Credit Card vs RBL Bank Play Credit Card

• Level up the travel with up to 40X benefits! The card has annual fee of Rs. 500, so the cardholder can end up with benefits worth up to Rs. 20,000 annually by shopping, dining, travel bookings, and more with this Card. That’s 40 times the value of the annual fee
• Redeem the Reward Points directly on IRCTC at incredible value - 1 Reward Point = Rs. 1
• Navigate the daily commutes effortlessly at metro and bus stations by simply tapping the card
• Enjoy a seamless payment process by using UPI, simply scan and pay for a smooth transaction process
• 8 complimentary (2 visits per quarter) lounge access at railway stations
• Enjoy Rs. 5,000 cancellation protection in case a train is cancelled at the last minute
• Transaction charges of 1% will be reversed on IRCTC RBL Bank Credit Card. Max Rs. 200 surcharge waiver per month on transaction up to Rs. 5,000
• Get 5 Reward Points per Rs. 200 spent on train ticket bookings via the IRCTC website or App
• Get 3 Reward Points per Rs. 200 swiped on FASTag recharge from RBL Bank Digital Channels/NCMC Reload/UTS App
• Along with getting rewards on train tickets, cardholder can also avail 2 Reward Points per Rs. 200 spent on booking flights, hotels and cruises from the IRCTC website or App
• Get 1 Reward Point per Rs. 200 spent everywhere

• By spending Rs. 1.5 lakhs in a year, get the next year's fee waived off
• By simply spending Rs. 5,000 in a billing month, get 2 free movie/stream/ play/ events/ sports/ activities tickets up to Rs. 250 each. This offer is valid for 1 month. This monthly benefit is to be used in a single transaction and is applicable on booking minimum two tickets. The discount value will either be Rs. 500 (Rs. 250 per ticket) or value of two tickets, whichever is lower. Do note you can Getz up to Rs. 500 discount on Stream category
• By booking movie tickets on BookMyShow with PLAY Credit Card, you can get up to Rs. 100 off, on any food and beverage items
• On fuel transactions between Rs. 500 and Rs. 4,000, get fuel surcharge waived up to Rs. 100, once a month
• Play Credit Card is available on MasterCard and VISA network
• Avail a discount of Rs. 500 every month at BookMyShow, upon crossing spends of Rs. 5,000 per billing cycle
• This credit card can be sourced via invite only

Pros

• 8 complimentary (2 visits per quarter) lounge access at railway stations and get Rs. 5,000 cancellation protection in case a train is cancelled at the last minute
• Avail 2 Reward Points per Rs. 200 spent on booking flights, hotels and cruises from the IRCTC website or App
• Welcome benefits

Cons

• No dining or movie benefits
• No golf benefits
• No international/domestic airport lounge access

Pros

• By booking movie tickets on BookMyShow with PLAY Credit Card, you can get up to Rs. 100 off, on any food and beverage items
• Avail a discount of Rs. 500 every month at BookMyShow, upon crossing spends of Rs. 5,000 per billing cycle
• Welcome benefits

Cons

• No railway lounge access
• No golf benefits
• No international/domestic airport lounge access