Air India SBI Platinum Card vs Kotak Privy League Signature Credit Card

Joining Fees

₹1,499

₹0

Editor's Rating

3.7

4.2

Key Features

  • Avail complimentary membership of Air India Frequent Flyer Program - Flying Returns.
  • For every Rs. 100 spent, get 2 Reward points
  • On annual bases, get nearly 15,000 bonus Reward points
  • Every year, enjoy obtaining anniversary gift of 2,000 Reward points
  • Earn up to 15 Reward Points for every Rs. 100 spent on Air India tickets booked through Airindia's platforms
  • Complimentary Visa Lounge Access
  • Rewards program (Paid Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, grocery, consumer durable, multi-brand online and, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, duty-free, international spends and travel agencies
  • Rewards program (Free Card): For every Rs. 100 spent, earn 5X reward points for special categories and 2X on other retail spends: Shopper’s Plan- Get 5X Reward Points on select categories like apparels, jewellery, consumer durable, restaurants, departmental stores. Traveller’s Plan- Get 5X Reward Points on select categories like airlines, hotels, restaurants, international spends and travel agencies 
  • Once the individual accumulates reward points, it can redeem them from a range of redemption options like air tickets, 10 000 merchandise, mobile recharge and more through easyrewardz by converting Privy League Credit Card points into easy points
  • Convert any purchase above Rs.2500 to easy EMIs 

Editor's Review

Pros

  • Maximum surcharge waiver of Rs. 250 per statement cycle. All applicable taxes extra wherever applicable
  • Stay safe with the complimentary lost card liability cover of Rs. 1 lakh
  • Cherish the freedom of paying the 1% fuel surcharge that's valid across all petrol pumps

Cons

  • No golf/coaching sessions

Pros

  • 4 complimentary Priority Pass visits, 16 PVR tickets and much more
  • Low forex markup fees of 2% for all your international spends
  • Get up to 30,000 bonus reward points on annual retail spends of Rs. 8 Lakhs

Cons

  • No Golf Privileges 


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