Air India SBI Platinum Card vs HSBC Live+ Credit Card

• Avail complimentary membership of Air India Frequent Flyer Program - Flying Returns.
• For every Rs. 100 spent, get 2 Reward points
• On annual bases, get nearly 15,000 bonus Reward points
• Every year, enjoy obtaining anniversary gift of 2,000 Reward points
• Earn up to 15 Reward Points for every Rs. 100 spent on Air India tickets booked through Airindia's platforms
• Complimentary Visa Lounge Access

• Get 10% accelerated cashback, up to Rs. 1,000 a month, on dining and food delivery
• Get 1.5% unlimited cashback at other retailers
• Avail 1.5% unlimited cashback on entertainment spending
• Power up on spendings with 1.5% unlimited cashback in selected categories at home and when travelling abroad
• Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
• Avail 10% cashback on groceries and 1.5% unlimited cashback on other retail purchases online and offline
• 4 complimentary domestic airport lounge visits per year
• Enjoy exclusive dining programme and curated offers on the Visa Digital Concierge app

Pros

• Maximum surcharge waiver of Rs. 250 per statement cycle. All applicable taxes extra wherever applicable
• Stay safe with the complimentary lost card liability cover of Rs. 1 lakh
• Cherish the freedom of paying the 1% fuel surcharge that's valid across all petrol pumps

Cons

• No golf/coaching sessions

Pros

• Get 10% accelerated cashback on dining and food delivery
• Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
• Avail 1.5% unlimited cashback on entertainment spending

Cons

• No fuel benefits
• No rewards benefits
• No international lounge access