Air India SBI Platinum Card vs HDFC Bank Platinum Edge Credit Card
Joining Fees
₹1,499
₹0
Editor's Rating
3.7
3.5
Key Features
- Avail complimentary membership of Air India Frequent Flyer Program - Flying Returns.
- For every Rs. 100 spent, get 2 Reward points
- On annual bases, get nearly 15,000 bonus Reward points
- Every year, enjoy obtaining anniversary gift of 2,000 Reward points
- Earn up to 15 Reward Points for every Rs. 100 spent on Air India tickets booked through Airindia's platforms
- Complimentary Visa Lounge Access
- Renew the credit card’s membership for free by spending Rs 50,000 in a year
- Get 2 reward points for every Rs. 150 spends
- Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
- Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
- Avail 50% more reward points at premium restaurants
- Get a waiver of fuel surcharge of up to Rs. 250 in every billing cycle. Save up to Rs. 1800 a year (assuming spends of Rs. 6000 per month)
- Stay protected against unauthorized use of the card when shopping anywhere with the EMV Chip Card technology
- Zero liability on lost card after reporting the loss
- Avail up to 50 interest-free days from date of purchase
- Enjoy Revolving Credit at nominal interest rate
- 50 days of interest-free credit
Editor's Review
Pros
- Maximum surcharge waiver of Rs. 250 per statement cycle. All applicable taxes extra wherever applicable
- Stay safe with the complimentary lost card liability cover of Rs. 1 lakh
- Cherish the freedom of paying the 1% fuel surcharge that's valid across all petrol pumps
Cons
- No golf/coaching sessions
Pros
- Get 2 reward points for every Rs. 150 spends
- Redeem the points as cash back (100 points = Rs. 10) and use it to pay off outstanding balance
- Redeem the reward points for exciting gifts and air miles with the exclusive MyRewards catalogue, which is the HDFC Bank Credit Card Rewards program
Cons
- No movie benefits
- No golf benefits
- No international and domestic lounge access
