Air India SBI Platinum Card vs IDFC FIRST Classic Credit Card

Air India SBI Platinum Card

IDFC FIRST Classic Credit Card

Joining Fees

₹1,499

₹0

Editor's Rating

3.7

3.3

Key Features

Avail complimentary membership of Air India Frequent Flyer Program - Flying Returns.
For every Rs. 100 spent, get 2 Reward points
On annual bases, get nearly 15,000 bonus Reward points
Every year, enjoy obtaining anniversary gift of 2,000 Reward points
Earn up to 15 Reward Points for every Rs. 100 spent on Air India tickets booked through Airindia's platforms
Complimentary Visa Lounge Access

Obtain a Gift Voucher of Rs. 500 on spending Rs. 15,000 within 90 days from card issuance
5% Cashback on first EMI transaction done within 90 days from card set-up
10X Reward Points on all transactions above Rs. 20,000
6X Reward Points on Online Spends
3X Reward Points on all Offline Spends
Avail 25% Discount on Movie Tickets with a Maximum of Rs. 100
4 complimentary Railway lounge visits every quarter
Personal Accident Cover worth Rs. 2 Lakh & complimentary lost card liability cover of Rs. 25,000
Fuel surcharge waiver
15% discount at 3,000+ Health and Wellness outlets

Editor's Review

Pros

Maximum surcharge waiver of Rs. 250 per statement cycle. All applicable taxes extra wherever applicable
Stay safe with the complimentary lost card liability cover of Rs. 1 lakh
Cherish the freedom of paying the 1% fuel surcharge that's valid across all petrol pumps

Cons

Pros

Cons

No milestone benefits
Airport Lounge access limited, depends on the bank’s current offers
Lifestyle benefits including Complimentary round of Golf is limited, depends on the bank’s current offers