Air India SBI Platinum Card vs HDFC AllMiles

• Avail complimentary membership of Air India Frequent Flyer Program - Flying Returns.
• For every Rs. 100 spent, get 2 Reward points
• On annual bases, get nearly 15,000 bonus Reward points
• Every year, enjoy obtaining anniversary gift of 2,000 Reward points
• Earn up to 15 Reward Points for every Rs. 100 spent on Air India tickets booked through Airindia's platforms
• Complimentary Visa Lounge Access

• The first year’s membership will be free only by spending Rs. 15,000 within the first 90 days
• Renew membership for free by spending Rs. 1,00,000 in a year
• Accumulate Three reward points for every Rs 150 you spend
• 2x reward points will be given for hotel bookings, mobile recharge, and shopping
• On fuel transactions get 1% Fuel Surcharge waiver. Minimum transaction of Rs. 400, Maximum Cashback of Rs. 500 per statement cycle
• With the EMV Chip Card technology, you'll stay protected against unauthorized use of your credit card
• If you lost your credit card, be assured of zero liability after reporting the loss
• Avail up to 50 interest-free days from the date of purchase (subject to the submission of charge by the merchant)
• Obtain Revolving Credit at a nominal interest rate
• Priority Pass - Charge of $27 + taxes, will apply on all the lounge visits exceeding the complimentary cap

Pros

• Maximum surcharge waiver of Rs. 250 per statement cycle. All applicable taxes extra wherever applicable
• Stay safe with the complimentary lost card liability cover of Rs. 1 lakh
• Cherish the freedom of paying the 1% fuel surcharge that's valid across all petrol pumps

Cons

• No golf/coaching sessions

Pros

• Get first year’s membership free by spending Rs 15,000 within the first 90 days
• Renew your membership free by spending Rs. 1,00,000 in a year
• Free access to over 600 exclusive airport lounges

Cons

• High-interest rate
• No golf privileges
• High renewal fees if you don’t spend Rs. 1 lakh in a year