6E Rewards - IndiGo HDFC Bank Credit Card vs Citi Prestige Credit Card

6E Rewards - IndiGo HDFC Bank Credit Card
6E Rewards - IndiGo HDFC Bank Credit Card
HDFC Bank · Mastercard
3.6
₹500 / Joining Fees
Apply Now →
VS
Citi Prestige Credit Card
Citi Prestige Credit Card
Citibank · Mastercard
4.1
₹20,000 / Joining Fees
Apply Now →
Fees
HDFC Bank
Citibank
Joining Fees
₹500
₹20,000
Renewal Fees
₹500
₹20,000
Network
Mastercard
Mastercard
Editor's Review
3.6
4.1
Free Lounge Access
No
Yes
Features
6E Rewards - IndiGo HDFC Bank Credit Card
  • Get 2.5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website
  • Get 2 6E Rewards per Rs.100 spent on Grocery, Dining & Entertainment
  • Get 1 6E Rewards per Rs.100 Spends on all other spends
  • Markup fee of 3.5% on all foreign currency transactions
  • Zero Lost card liability  
  • Up to 50 days of interest-free period from the date of purchase
  • Enjoy Revolving Credit at a nominal interest rate
  • Mastercard Offers & Benefits: Cardholders of the 6E Rewards-IndiGo HDFC Bank Credit Card can enjoy exclusive offers and benefits curated by Mastercard across various categories including travel, dining, shopping and more
  • Convert your big spends into EMI after purchase
  • This card is enabled for contactless payments
  • 1% waiver on the fuel surcharge
Citi Prestige Credit Card
  • Get benefits worth Rs. 38,000+ in the first year
  • Welcome Bonus Miles worth Rs. 4,500
  • Taj Group/ ITC Hotels Vouchers of Rs. 10,000
  • Reward Points worth Rs. 24,000 on annual spends
Editor's Review
6E Rewards - IndiGo HDFC Bank Credit Card

Pros

  • Get 2.5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website
  • Get 2 6E Rewards per Rs.100 spent on Grocery, Dining & Entertainment
  • Welcome Benefits

Cons

  • No golf benefits are provided
  • No international and domestic airport lounge access
Citi Prestige Credit Card

Pros

  • Never expiring reward points
  • Epicure Plan of Taj InnerCircle membership
  • Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
  • Instantly Pay with Points at select partners

Cons

  • High Annual Membership Fee of Rs. 20,000 + taxes
  • High-interest rate

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