Citi Prestige Credit Card vs Max SBI Card PRIME

Joining Fees

₹20,000

₹2,999

Editor's Rating

4.1

2.5

Key Features

  • Get benefits worth Rs. 38,000+ in the first year
  • Welcome Bonus Miles worth Rs. 4,500
  • Taj Group/ ITC Hotels Vouchers of Rs. 10,000
  • Reward Points worth Rs. 24,000 on annual spends
  • While joining Max SBI Card PRIME, obtain 12,000 bonus reward points equivalent to Rs. 3,000 on payment of annual fees.
  • Withdraw cash anytime from over 1 million Visa ATMs worldwide.
  • With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay.
  • The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home.

Editor's Review

Pros

  • Never expiring reward points
  • Epicure Plan of Taj InnerCircle membership
  • Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
  • Instantly Pay with Points at select partners

Cons

  • High Annual Membership Fee of Rs. 20,000 + taxes
  • High-interest rate

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points.    
  • 8 complimentary Domestic Airport lounge visits per year (subject to a max of 2 per quarter)
  • Complimentary priority pass membership worth USD 99 & 4 complimentary visits per year (limited to 2 visits per quarter).                                                             

Cons 

  • No golf/coaching sessions


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