Paytm SBI Credit Card - Review & Apply
Category
fuel,cashback
Fintra's Rating
3.1/5
Pros
- Complimentary Paytm First Membership
- Spends based Cashback Benefit Structure:
a. 3% Cashback on Travel, Movies and Mall purchases through Paytm app
b. 2% Cashback on other purchases through Paytm app
c. 1% Cashback everywhere else
- Complimentary Cyber Fraud Insurance cover of INR 1,00,000
Cons
- No complimentary airport lounge access
- No rewards facility
- No complimentary Golf course access or classes
Interest Charges: Up to 3.50% per month, accounting to 42% per annum for Unsecured Cards, and up to 2.5% per month, accounting to 30% per annum for Secured Cards and Shaurya Cards
Paytm SBI Credit Card FeesWelcome Benefits of Paytm SBI Credit Card includes availing benefits up to Rs. 75,000 with a complimentary Paytm First Membership
Paytm SBI Credit Card Welcome Offers- Welcome Benefits of Paytm SBI Credit Card includes availing benefits up to Rs. 75,000 with a complimentary Paytm First Membership. The Paytm First Membership will be given only upon the card activation by making a transaction with the card
- Get 3% Cashback on Paytm Mall, Movies and Travel
- Avail 2% Cashback on all other purchases on Paytm App
- Other spends across offline and online stores, get 1% Cashback
- Obtain complimentary Paytm First Membership Voucher at renewal on achieving annual retail spends of Rs.1,00,000
- Avail 1% fuel surcharge waiver on transactions between Rs. 500 to Rs. 3000. The maximum surcharge waiver per statement cycle is Rs. 100, per credit card
- The Paytm SBI Cardholders will be entitled to obtain insurance cover of Rs. 1,00,000 for financial loss due to fraudulent usage of a credit card. Do note that this is a unique feature availed for a card in its fee range
- Surcharges for Railway Tickets - Railway Counters: Rs. 30 + 2.5% of the transaction amount
- Surcharges for Railway Tickets(irctc.co.in ): 1% of transaction amount plus all applicable taxes
