BOI SwaDhan Rupay Platinum fees and charges
Category
rewards
Fintra's Rating
3.7/5
BOI SwaDhan Rupay Platinum - Fees & Charges
- Interest Charges: Up to 1.20% per month, accounting to 15.40% per annum on daily balances. In case of default service charges is 1.70% per month, accounting to 22.45% per annum
- Actual Joining/Renewal Fees will be disclosed at the time of joining
Gift vouchers as welcome benefits
BOI SwaDhan Rupay Platinum Welcome Offers- SwaDhan Rupay Platinum Credit Card is issued against TDR
- The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
- Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
- Fuel Transaction Surcharge: 1% of transaction amount
Pros
- Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
- Interest free credit for up to 51 days and revolving credit at preferential rate
- EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank
Cons
- No Golf Privileges
- No Airport Lounge access
