AU Small Finance Bank Altura Credit Card - AU Small Finance Bank Cards

Fees

* Interest Charges: Starting at 3.49% per month, accounting to 41.88% per annum

* For the first year fee waiver, spend Rs. 10,000 on retail within 90 days of card set up
* For the second year onwards fee waiver, spend Rs. 40,000 on retail in the previous card anniversary year 

Welcome Offers

Upon joining AU Small Finance Bank Altura Credit Card, as welcome offer, avail 5% Cashback on minimum Rs. 2,500 retail spends that has been done within first 60 days of card setup. The maximum cashback per statement cycle is Rs. 150

Features

* Avail 2% Cashback on retail spends at Grocery stores, Departmental stores and Utility bill payments. The maximum cashback per statement cycle is Rs. 50
* Avail 1% Cashback on other retail spends. The maximum cashback per statement cycle is Rs. 50
* Milestone Benefit: Earn additional cashback of Rs. 50 on completing a minimum of Rs. 10,000 retail spends in every statement cycle
* Railway Lounges: Get 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in selected cities
* Enjoy 1% Fuel Surcharge Waiver for fuel transactions done between Rs. 400 and Rs. 5,000 at all fuel stations in India. Maximum Rs. 100 per statement cycle
* Card Liability Cover: If the Credit Card gets lost, you’ll have zero liability on any fraudulent transactions made using the card after reporting the loss to the bank. You’re even protected against Card Counterfeit/Skimming, and Online frauds
* Contactless Card
* Convert transactions worth Rs. 2,000 or more into easy EMI options on selected tenure chosen by you
* Avail Add on card that is free for lifetime

Editor's Review

Pros
* Complimentary railway lounge access
* Attractive welcome and milestone benefits
* Get up to 7% Cashback as an introductory offer

Cons
* No golf privileges
* No Airmiles
* No airport lounges benefits