AU Small Finance Bank Altura Plus Credit Card - AU Small Finance Bank Cards
Category
fuel,rewards,cashback
Fintra's Rating
3.3/5
AU Small Finance Bank Altura Plus Credit Card Key Features
| Joining Fees | ₹499 |
| Renewal Fees | ₹499 |
| Free Lounge Access | No |
| Fuel Surcharge Waiver | Yes |
| Bank | AU Small Finance Bank |
| Network | Visa |
* Interest Charges: Starting at 3.49% per month, accounting to 41.88% per annum
* For the first year fee waiver, spend Rs. 20,000 on retail within 90 days of card set up
* For the second year onwards fee waiver, spend Rs. 80,000 on retail in the previous card anniversary year
Upon joining AU Small Finance Bank Altura Plus Credit Card, as welcome offer, avail vouchers worth Rs. 500 on minimum Rs. 10,000 retail spends done within 60 days of the card setup. Choose the vouchers from a bouquet of top brands
AU Small Finance Bank Altura Plus Credit Card Welcome Offers* Get 1.5% Cashback on POS retail spends at merchant outlets. The maximum cashback per statement cycle is Rs. 100. Do note that you can avail 1 Reward Point per Rs.100 retail spends (except fuel) on POS, after reaching the maximum cashback limit
* Avail 2X Reward Points (i.e. 2 Reward Points per Rs.100 retail spends) for all online transactions
* Milestone Benefit: Earn additional benefit every month by getting 500 Bonus Reward Points when you do Rs. 20,000 retail spends or more in a calendar month
* Railway Lounges: Get 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in selected cities
* 24/7 Concierge Services
* Enjoy 1% Fuel Surcharge Waiver for fuel transactions done between Rs. 400 and Rs. 5,000 at all fuel stations in India. Maximum Rs. 150 per statement cycle
* Avail various options to redeem Reward Points for amazing benefits that include E-vouchers of top brands, Merchandise, Mobile/DTH recharges, Flight/Hotel bookings, and much more. Redeem the Reward Points for FREE
* Card Liability Cover: If the Credit Card gets lost, you’ll have zero liability on any fraudulent transactions made using the card after reporting the loss to the bank. You’re even protected against Card Counterfeit/Skimming, and Online frauds
* Contactless Card
* Convert transactions worth Rs. 2,000 or more into easy EMI options on selected tenure chosen by you
* Avail Add on card that is free for lifetime
Pros
* Complimentary railway lounge access
* Attractive welcome and milestone benefits
* Earn cashback and rewards points
Cons
* No golf privileges
* No Airmiles
* No airport lounges benefits
