American Express SmartEarn™ Credit Card - Review & Apply
Category
rewards
Fintra's Rating
3.4/5
Pros
- Convert spends into easy monthly instalments with the American Express EMI
- Avail 5X Membership Rewards by transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
- Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
- High-interest rates
Interest Charges: Up to 3.50% per month, accounting to 42% per annum
American Express SmartEarn™ Credit Card FeesGet Rs. 500 cashback as Welcome Gift in the form of a statement credit on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership.
American Express SmartEarn™ Credit Card Welcome Offers- Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
- Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
- Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
