American Express SmartEarn™ Credit Card - Review & Apply

American Express SmartEarn™ Credit Card

Category

rewards

Fintra's Rating

 3.4/5

Pros

  • Convert spends into easy monthly instalments with the American Express EMI
  • Avail 5X Membership Rewards  by transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
  • Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale

Cons

  • No Golf/coaching sessions
  • No complimentary Airport Lounge access 
  • High-interest rates

Interest Charges: Up to 3.50% per month, accounting to 42% per annum

American Express SmartEarn™ Credit Card Fees

Get Rs. 500 cashback as Welcome Gift in the form of a statement credit on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership.

American Express SmartEarn™ Credit Card Welcome Offers

  • Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
  • Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
  • Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership

American Express SmartEarn™ Credit Card Features

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