American Express SmartEarn™ Credit Card vs Standard Chartered Priority Visa Infinite Credit Card

• Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
• Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
• Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership

• Get 5x reward points for every Rs 100 spent overseas or on retail fashion
• Get 2x reward points for all other spends
• 4 Complimentary Domestic Airport Lounge access every quarter
• Access over 1,000 airport lounges worldwide at nominal charge with the Priority Pass

Pros

• Convert spends into easy monthly instalments with the American Express EMI
• Avail 5X Membership Rewards  by transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
• Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale

Cons

• No Golf/coaching sessions
• No complimentary Airport Lounge access 
• High-interest rates

Pros

• Get 5x reward points for every Rs 100 spent overseas or on retail fashion 
• Get 2x reward points for all other spends
• 4 Complimentary Domestic Airport Lounge access every quarter

Cons

• No Golf Privileges