American Express SmartEarn™ Credit Card vs Standard Chartered Priority Visa Infinite Credit Card
Joining Fees
₹495
₹0
Editor's Rating
3.4
3.8
Key Features
- Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
- Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
- Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
- Get 5x reward points for every Rs 100 spent overseas or on retail fashion
- Get 2x reward points for all other spends
- 4 Complimentary Domestic Airport Lounge access every quarter
- Access over 1,000 airport lounges worldwide at nominal charge with the Priority Pass
Editor's Review
Pros
- Convert spends into easy monthly instalments with the American Express EMI
- Avail 5X Membership Rewards by transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
- Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
- High-interest rates
Pros
- Get 5x reward points for every Rs 100 spent overseas or on retail fashion
- Get 2x reward points for all other spends
- 4 Complimentary Domestic Airport Lounge access every quarter
Cons
- No Golf Privileges
