5 Best IDFC FIRST Bank Credit Cards in India 2024

Posted by  Fintra , updated 2024-05-13

5 Best IDFC FIRST Bank Credit Cards in India 2024

IDFC First Bank was formerly IDFC Bank, an Indian Private Sector Bank owned by IDFC, an incorporated infrastructure finance firm. Headquartered in Mumbai, the bank began its operations in October 2015 after acquiring the universal banking licence from the Reserve Bank of India (RBI) in July 2015. IDFC First Bank tackles various business verticals providing a vast array of services to its clients. The major services and products provided by the bank are the IDFC First Bank Credit Cards. It's a popular credit card issuer in India, and majorly it is known to offer exclusive cards with minimum charges. 

IDFC FIRST Bank offers five main credit cards across various categories, and they have been curated precisely to cater to the needs and requirements of the customers at large. A few features IDFC FIRST Credit Cards boast are a comprehensive rewards points program and lower interest rates. The five credit cards fall under the categories of Lifestyle and Rewards. These cards also offer other benefits such as fuel surcharge waiver, discounts on movie tickets, railway lounge access, and discounts on dining at partnered restaurants.

With a host of unique rewards, exclusive features, and benefits, IDFC First Bank Credit Cards are quickly becoming popular. This is so because they enable users to spend efficiently, manage finances better, and save more. In this blog, Fintra has listed the Top 5 IDFC FIRST Bank Credit Cards along with their details.

Following are the Top 5 IDFC FIRST Bank Credit Cards in India you must own in 2024:

IDFC FIRST Millennia Credit Card

Invented for the millennial lifestyle, IDFC FIRST Millennia Credit Card is as cool as it looks! It provides 10X Reward Points, low-interest rates, and exceptional merchant discounts. This card will definitely stay with you forever.

                                    IDFC FIRST Millennia Credit Card

Following are some of the highlights of the IDFC FIRST Millennia Credit Card:

More details about the credit card can be found here.

IDFC FIRST Classic Credit Card

The IDFC FIRST Classic Credit Card is best suited for those who want value for money and reward-seekers. Avail exceptional value with the 10X reward points, get awesome discounts, insurance cover, and low-interest rates. This is a very dependable card which is free for life.

                                     IDFC FIRST Classic Credit Card

Following are some of the highlights of the IDFC FIRST Classic Credit Card:

More details about the credit card can be found here.

IDFC FIRST Select Credit Card

IDFC FIRST Select Credit Card, a premium card, offers a superior rewards program, travel perks, and round-the-year offers. There are no fees and the card offers the lowest interest rates.

                                     IDFC FIRST Select Credit Card

Following are some of the highlights of the IDFC FIRST Select Credit Card:

More details about the credit card can be found here.

IDFC FIRST Wealth Credit Card

The IDFC FIRST Wealth Credit Card is one of the most exclusive credit cards offered by IDFC FIRST Bank. It's the only card that can unlock the exclusivity you deserve. Enjoy the evergreen rewards, exclusive lifestyle and travel benefits, and the lowest interest rates.

                                     IDFC FIRST Wealth Credit Card

Following are some of the highlights of the IDFC FIRST Wealth Credit Card:

More details about the credit card can be found here.

IDFC FIRST WOW! Credit Card

This card is a deposit-backed premium credit card that guarantees to take care of all the individual's needs and desires. Enjoy the ultimate convenience and comfort with a lifetime-free premium Credit Card, which is bound to WOW the cardholder anytime, every time.

                                         IDFC FIRST WOW! Credit Card

Following are some of the highlights of the IDFC FIRST WOW! Credit Card: 

More details about the credit card can be found here.

Conclusion

You might be wondering why to choose IDFC FIRST Bank credit cards. IDFC FIRST Bank credit cards are popular due to their offering of unique benefits like: 

Lifestyle Benefits – Get huge discounts on movies, dining, shopping, complimentary rounds of golf every month, and much more.

Travel Benefits – Avail domestic and international complimentary airport lounge access, and domestic railway lounge access.

Other Benefits – One can enjoy various in-app online discounts, EMI facilities, discounts on health and wellness outlets, Balance Transfer Options, and much more.

In today's times, it has become essential to have easy access to credit, and it is indeed a substantial contributor to the growth of retail finance in India. Credit cards are one of the most popular credit tools because it requires the least documentation to acquire it. Upon obtaining a credit card, one can frequently use it without any other condition, which is subject to the limit available to you by the bank. To know how using a bank credit card contributes to improving credit score please click here. Besides these advantages, there are various other benefits of credit cards which come in the form of rewards, offers with some popular brands and cashback on EMI and other transactions. Altogether, a bank credit card surely adds good value to each individual's lifestyle when it uses judiciously. To apply for an IDFC FIRST Bank credit card online, simply visit its website or download the bank’s app. From the options, pick the credit card that suits your needs. 

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