Doctor’s SBI Credit Card - Benefits & Features

Posted by  Fintra , updated 2023-05-10

Doctor’s SBI Credit Card - Benefits & Features

Doctor's SBI Card is a credit card designed specifically for healthcare professionals such as doctors, dentists, and medical practitioners. This card is offered by SBI Card, which is a joint venture between the State Bank of India (SBI) and GE Capital. The card comes with a range of features and benefits that cater to the unique needs of this profession. 

Features of the Doctor's SBI Card:

  1. Professional Indemnity Insurance: With Doctor's SBI Card get Professional Indemnity Insurance Cover worth Rs. 20 Lakhs. Moreover, you can reimburse all Legal and defence costs, out-of-court settlement expenses and court awards, and 0% of the Sum Insured would be deductible
  2. Welcome Offer: As a welcome offer, the Doctor's SBI Card provides a gift voucher worth Rs. 1,500 from Yatra
  3. Rewards: Cardholders can earn up to 5X reward points on Medical Supplies, Travel Bookings & International Spends, and earn 5X Reward Points on all spends on Doctor's Day i.e. 1st July. Additionally, the card offers 1 reward point for every Rs. 100 spent on other categories
  4. Renewal Fee Reversal: Renewal fee reversal will occur on annual spends of Rs. 2 Lakhs
  5. Milestone Benefits: On achieving annual spending of Rs. 5 Lakhs, get E-Gift Voucher from Stop worth Rs. 5,000
  6. International Lounge Program: Doctor's SBI Card enables you to obtain complimentary membership to the Priority Pass Program worth $99, the cardholder can get 4 complimentary visits per year to International Airport Lounges (max. 2 visits per quarter) and access to 1000+ Airport Lounges worldwide
  7. Domestic Lounge Program: With Doctor's SBI Card get 8 complimentary visits per year to Domestic Airport Lounges in India (max. 2 visits per quarter)
  8. Fuel Surcharge Waiver: Cardholders can enjoy a fuel surcharge waiver of up to Rs. 250 per month on fuel purchases of up to Rs. 4,000 at any petrol pump
  9. Contactless Payments: The Doctor's SBI Card comes with contactless payment technology, allowing cardholders to make quick and secure payments for transactions without entering a PIN
  10. Annual Fee: The annual fee for the card is Rs. 1,499
  11. Additional Benefits: The Doctor's SBI Card also offers additional benefits such as free lounge access, Emergency Card Replacement, Easy Bill Pay Facility, Balance Transfer on EMI, and more
  12. Flexipay: With Flexipay, you can simply convert your transactions into easy monthly instalments. Transact Rs. 2,500 or more using the card, and after logging into your SBI Account within 30 days of purchase you will be able to convert it into Flexipay 

Fees and Eligibility of Doctor's SBI Card 

The Doctor's SBI Card comes with an annual fee of Rs. 1,499, which is waived for the first year. To be eligible for the Doctor's SBI Card, applicants must meet the following criteria:

How to Apply for Doctor's SBI Card?

You can apply for the Doctor's SBI Card online by visiting the SBI Card website. You will then need to provide your personal and income details, along with the necessary documents, such as PAN card, Aadhaar card, and income proof. You will also need to provide your IMA membership number.


Overall, the Doctor's SBI Card is a valuable credit card for healthcare professionals, providing a range of features and benefits that cater to their unique needs. They can earn rewards on their medical expenses and enjoy various benefits on their other purchases.