AU Small Finance Bank Savings Account vs IndusInd Bank Small Savings Account

Interest Rate

Up to 7% p.a
4.00% - 6.00% p.a.

Minimum Balance

Rs. 5000/month
Zero Balance Account

Monthly Average balance

Rs. 5,000 for Urban Branches; Rs. 2000 for Core Branches; Fixed Deposit of Rs. 25,000
NIL or The balance at any point of time does not exceed Rs. 50,000

Features

* Receive monthly interest payouts into the account

* Get all the banking transactions & other service requests executed from the bank's Video Banking facilities

* Relationship Officer facility

* Have 24x7 access to the funds through AU 0101 App or AU 0101 NetBanking. Can even book flights, hotels, cabs, recharge mobile, and apply for a host of products and services

* Extended banking hours 

* Paperless banking- Deposit funds into the account without using a deposit slip 

* Doorstep banking services: Get various doorstep banking services such as cash/cheque pick-up or delivery services

* Wide range of products & services: Lockers, Demat, Mutual Funds, Insurance, asset products and insurance 

* Mobile banking facility that includes interbank, mobile payment services (IMPS), utility bill payments, enquiry and statements and cheque book request 

* Internet banking

Free access to IndusInd Bank ATMs across India for cash withdrawals, cash/ cheque deposits, VISA Credit Card bill payment, balance enquiry and mobile top-up

5 Free Domestic Other Bank ATM transactions in a month

Free funds transfer through NEFT or RTGS

Half-yearly statements, monthly statements through email

Documents Required

* Duly filled application form
* Passport size photographs
* PAN Card, passport, voter ID, etc.
* Aadhaar Card, telephone bill, passport, etc.

 

* Proof of identity as per list provided from time to time

* Proof of address as per list provided from time to time

* An Account Opening Form Duly Filled

* One passport size self-attested colour photograph

* The prospective customer should visit the branch and affix his/ her signature/ thumb impression in the Account Opening Form in front of the Branch Manager or Manager Customer Service and Operations


More comparisions with AU Small Finance Bank Savings Account

More comparisions with IndusInd Bank Small Savings Account

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