Interest Rate
Minimum Balance
Monthly Average balance
Features
* Receive monthly interest payouts into the account
* Have instant access to the account by instantly opening Savings Account electronically within three minutes by simply inserting your Aadhaar number and PAN Card details
* Easily transfer funds online through NEFT, IMPS, and UPI without any charges
* NetBanking and Mobile Banking
* Get all banking transactions and other service requests executed from the Video Banking facilities
* 24x7 online transactions facility
* Enjoy wide range of products and services such as lockers, Demat, Mutual Funds, Insurance, asset products and insurance
* Free unlimited IMPS/RTGS/NEFT fund transfers
Internet banking/ mobile banking facility
SMS Alerts and e-statement facility
YONO App facility
State App Anywhere
SBI Quick Missed Call Facility
ATM facility
Documents Required
* Open the AU ABHI Account online with zero paperwork - just feed in your PAN and Aadhaar numbers. However, within one year of opening the account, KYC verification has to be done to keep the account active
Additional documents could be:
* Duly filled application form
* Passport size photographs
* PAN Card, passport, voter ID, etc.
* Aadhaar Card, telephone bill, passport, etc.
* Application form along with Photographs
(a) Proof of identity (any of the following with authenticated photographs thereon):
(i) Passport
(ii) Voter ID card
(iii) PAN Card
(iv) Govt./Defence ID card
(v) ID cards of reputed employers
(vi) Driving Licence
(b) Proof of current address (any of the following)
(i) Credit Card Statement
(ii) Salary slip
(iii) Income/Wealth Tax Assessment Order
(iv) Electricity Bill
(v) Telephone Bill
(vi) Bank account statement
(vii) Letter from reputed employer
(viii) Letter from any recognized public authority
(ix) Ration Card
