Loan comparison of Muthoot Housing Finance Ltd Home Loan vs Sundaram Home Finance Home Loan

PROOF OF RESIDENCE:

* Ration Card/Passport/Driving Licence/Voter's ID Card

* Bank Account Statement

* Current Telephone / Electricity / Gas Bill / Water Bill / Property Tax

PROOF OF IDENTITY:

* Passport/Driving Licence/Aadhar Card (UIDAI)

* Letter confirming identity from a commercial bank

* Employee ID Card issued by Central / State Government undertaking

* Voter’s ID Card/Pan Card

SALARIED INDIVIDUAL

* Salary Slip of last 3 months

* Bank Statement for the last 12 months

* ITR for last 2 years if available

BUSINESS INDIVIDUAL

* Business ownership proof documents like license, rent agreement of shop etc.

* Income documents like purchase bills, sales bills, sales register etc.

* Bank statement for last 12 months

* ITR for last 2 years if available

General documents are: 

* Aadhaar Card/Driving Licence/PAN Card/Passport/Voter ID Card/Bank Passbook with photo

* Photo Credit Card

* Any other Photo ID 

For Salaried the extra documents required are: 

* Salary Slips from past 6  months 

* Last 6 months Bank Statements showing salary credits

* Latest Form-16 and IT returns

For Self Employed the extra documents required are:

* Last 12 months GST Returns

* Last 6 months Bank Statements

 * Last 3 years IT returns