Loan comparison of Kotak Mahindra Bank Personal Loan vs ICICI Bank Personal Loan

Following documents are required to avail a personal loan of an amount of up to Rs. 35 Lakh:

Valid identity proof: PAN Card, Passport, Aadhaar card, or Driving licence

Valid residence proof: passport, Aadhaar card, or Driving licence

Last three months' Bank statement reflecting your income details and Salary slip for the last three months (for salaried employees)

2-3 passport-sized photographs List of Documents for Salaried Individual: Proof of Identity:

Aadhaar Card

Voter ID

Driving Licence

Passport

PAN Card

Proof of Residence:

Aadhaar Card

Voter ID

Driving Licence

Passport

Utility Bill

Telephone Bill

Registered Rent Agreement

.Proof of Income:

Salary Slips (Last Three Months)

Income Tax Returns

Bank Statements

For salaried employees:

Identity proof: Passport, driving licence, PAN card and/or voter’s ID card

Address proof: Latest utility bill, Leave and Licence Agreement and/or passport

Last three months’ salary slips and bank statements

Two passport-size photographs.

For self-employed individuals:

KYC documents: Identity proof, residence proof and date of birth proof

Address proof: Latest utility bill, passport and Leave and Licence Agreement

Income proof (that includes audited books for the last two years)

Last six months’ bank statements

Last two years’ audited financials

Office address proof

Proof of office or residence ownership

Proof of business continuity