Loan comparison of DBS Bank Personal Loan vs ICICI Bank Personal Loan

Applying for a digibank Personal Loan is completely paperless. Simply provide some personal details to apply. In case need a loan that’s over the approved limit, provide bank details or statements to be uploaded. No other documents like salary slips or IT returns are required

For salaried employees:

Identity proof: Passport, driving licence, PAN card and/or voter’s ID card

Address proof: Latest utility bill, Leave and Licence Agreement and/or passport

Last three months’ salary slips and bank statements

Two passport-size photographs.

For self-employed individuals:

KYC documents: Identity proof, residence proof and date of birth proof

Address proof: Latest utility bill, passport and Leave and Licence Agreement

Income proof (that includes audited books for the last two years)

Last six months’ bank statements

Last two years’ audited financials

Office address proof

Proof of office or residence ownership

Proof of business continuity