In a Fixed STP, you don't have the flexibility of the Flexi STP and you have to transfer a fixed amount of money that has been decided on a periodic basis from one fund to the other.
A Systematic Transfer Plan is helpful as it saves time and effort the investor would require to put in to transfer funds from one scheme to another. It helps you skip the extra steps required to reallocate funds and helps you protect at least a part of your investment.
