Benefits of Indexation
As we know that Indexation is applicable on debt funds when the holding period is greater than 3 years.
Government’s Cost Inflation Index (CII) gives the inflation factor needed to compute the Indexed cost of acquisition. The biggest benefit of Indexation is an effective reduced tax as indexation adjusts the purchase price of debt fund with respect to inflation. With Indexation, you can reduce your LTCG( Long term capital gains tax) which gives debt funds an edge over Fixed Deposits. The higher the holding period, the more benefits indexation will have. Long-term capital gains tax on debt funds can come down from 20% to 5-7%. When you invest for more than 5 years in debt funds.
Mutual Fund Calculator
Mutual Fund Risk Calculator
Mutual Fund Retirement Planning Calculator
The Complete Guide on Sovereign Gold Bonds (SGB)
18 Best Lifestyle Credit Cards in India 2023: Features and Benefits of Lifestyle Credit Cards
Gold leasing: Everything you need to know
A Comprehensive Guide on How to check your Credit Score
The Complete Guide on What is Digital Rupee in India & How It Works
The 13 Best Credit Cards offering Complimentary Railway Lounge Access 2023
Top 26 Credit Cards in India offering Priority Pass Membership- Complete Guide on Priority Pass
The Complete Guide on DreamFolks & the Top Credit Cards in India offering DreamFolks Membership
6 Reasons Why People Are Applying for a Small Loan
PAN Card (Permanent Account Number) in India – Eligibility, Apply, & Advantages of PAN Card