Whenever you open a bank account in India, you need to have certain documents which have been stated by all state-owned and private banks to meet the Know Your Customer (KYC) requirements.
The process is simple and described below:
To open any type of account you desire, visit the nearest bank's branch of your choice, or visit its website to procure the bank account opening form. Fill-up the form with required details such as your name, permanent address, date of birth, names of parents and/or spouse, and your signature. After you have applied for one of the accounts you will be asked to present the following documents:
Passport size photographs- at least 2 are required
ID Proof - Any one from Passport, PAN Card, Ration Card, Aadhaar Card, Voter's ID Card, Driving License, employee identity card
Address Proof - Any one from Passport, Rent Agreement, Telephone/ Electricity/ Water/ Credit Card Bills, Ration card, Aadhaar Card, Bank statement, Voter ID card, Driving License, or Property tax
Applicants should also submit Form 16 and Income Tax Returns Statement
Income proof for Salaried Individual: Salary slips for latest 3 months along with salary account bank statement for six months
Income proof for Self-employed businessmen/professionals: Latest IT Returns and other certified financial documents with business continuity proof
A bank executive will guide the customer to fill the application form.
Submit the filled application form along with documents to the bank for account verification
When the verification is complete, bank executives will hand over the debit card/credit card and relevant documents regarding the account.