Kiwi Credit Card vs SBM Magnet Credit Card

Kiwi Credit Card
Kiwi Credit Card
Yes bank · Rupay
4.5
₹0 / Joining Fees
Apply Now →
VS
SBM Magnet Credit Card
SBM Magnet Credit Card
SBM Bank India · Visa
₹0 / Joining Fees
Apply Now →
Fees
Yes bank
SBM Bank India
Joining Fees
₹0
₹0
Renewal Fees
₹0
₹0
Network
Rupay
Visa
Editor's Review
4.5
Free Lounge Access
Yes
No
Features
Kiwi Credit Card

* Lifetime Free Credit Card
* Earn upto 5% of Cashback
* Upto 3 Airport lounge access Per year
* FindiBANKIT Parnter gets Rs1000/- cashback on card disbursal

SBM Magnet Credit Card
  • FD backed credit card helping to build credit score while earning unlimited magnet coins as rewards
  • Enjoy a lifetime-free credit card with no renewal fees
  • No documents or income verification required. Just a simple application and guaranteed approval
  • Welcome Benefit: Receive 5,000 ZET Coins valued at Rs. 500. These coins can be used to purchase vouchers for popular brands like Amazon, Flipkart, and Swiggy
  • Save smart with up to 7% interest on your FD - all insured by RBI
  • Get 5% Cashback/Rewards on Top Brands like Amazon, Flipkart, Myntra, Domino and more credited as real Cashback that can be directly transferred to your bank account
  • 8% Rewards on Flipkart
  • 20% Rewards on Myntra
  • Up to 15% Rewards on All Major Platforms
  • Enjoy up to 20% savings on Swiggy, Zomato, MakeMyTrip, BookMyShow, and many more
  • 3 Fast-track your approval process
  • RuPay Credit Card- Instantly link to UPI apps
  • Enjoy up to 45 days of interest-free credit - pay later with zero interest
  • 1% Fuel Surcharge Waiver
Editor's Review
Kiwi Credit Card
SBM Magnet Credit Card

Pros

  • FD backed credit card helping to build credit score while earning unlimited magnet coins as rewards
  • Enjoy a lifetime-free credit card with no renewal fees
  • Get 5% Cashback/Rewards on Top Brands like Amazon, Flipkart, Myntra, Domino and more credited as real Cashback that can be directly transferred to your bank account

Cons

  • No travel benefits
  • No golf benefits
  • No complimentary domestic or international airport lounge access

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