Kiwi Credit Card vs Lifestyle HC SBI Card

Kiwi Credit Card
Kiwi Credit Card
Yes bank · Rupay
4.5
₹0 / Joining Fees
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VS
Lifestyle HC SBI Card
Lifestyle HC SBI Card
SBI · Visa
2.5
₹499 / Joining Fees
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Fees
Yes bank
SBI
Joining Fees
₹0
₹499
Renewal Fees
₹0
₹499
Network
Rupay
Visa
Editor's Review
4.5
2.5
Free Lounge Access
Yes
No
Features
Kiwi Credit Card

* Lifetime Free Credit Card
* Earn upto 5% of Cashback
* Upto 3 Airport lounge access Per year
* FindiBANKIT Parnter gets Rs1000/- cashback on card disbursal

Lifestyle HC SBI Card
  • 1% fuel surcharge waiver
  • Earn 1,000 bonus Reward Points on annual spends of Rs 20,000 across all Landmark Stores
  • Earn 2,000 bonus Reward Points on annual spends of Rs 45,000 across all Landmark Stores
  • Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
Editor's Review
Kiwi Credit Card
Lifestyle HC SBI Card

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Convert the Reward Points into Landmark rewards and get dual benefit
  • Get 5 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
  • Cumulative milestone benefits up to 16,000 RP worth Rs 4,000                                                                                                      

Cons 

  • No Airport Lounge access 
  • No Golf/coaching sessions

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